Here are demonstrated the parameters for the Blending Options>Gradient Overlay: 



Gradient Editor:



Fill 0% on the layers' palette for the last made layer to get the same result from below:



Make a copy of the last layer (Ctrl+J), placing it a little lower as the next model indicates it.



Choose on this stage the The brush tool is used for making good backgrounds and also on new layers they have different types so that you get a different effect with every brush you use.'); return false">Brush Tool (B) and then select the same brush out of the table we have below:



Represent a line on a new layer the same way it is shown below:



Select the next shown parameters for Blending Options - Drop Shadow.

 

Blending Options - Outer Glow

 

Blending Options - Bevel and Emboss



Now we'll represent the shadow for the apple, but for this operation we'll apply the brush on a new layer.



Insert a kind of spot, transforming it after that with Free Transform option (Ctrl+T) into a flat shadow.



Place the layer containing the shadow under the apple's one.

Parts  1   2   3
Finished!

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